Nice app, but could be better

I appreciate this app... I never have my checkbook ledger with me when I use my debit card, but the iPhone is always with me. However, there is not a recurring bill feature which I would assume would come with a paid app. Its not very user-friendly, either, but once a person has sat down and spent time playing with it, if can be figured out.

Mountain Preacher about iCheckBalance, v1.8